🧠 Market Strategy & Trading Wisdom

  • $UBS is criticized for a self-serving strategy: heavily promoting private credit for three years to collect commissions, then advising clients to exit and reinvest, generating double commissions. 1
  • A cautionary tale contrasts $PYPL as a value trap, which saw an over 80% decline, with underestimated $PLTR. Traditional metrics failed to capture $PLTR’s AI growth potential. 3
  • 80% of investing success comes from knowing 50-week and 200-week moving averages and buying quality stocks when prices hit these zones. 5
  • Investors should steer clear of “stock to $250” hype; these promoters bait retail with high targets, especially for losing stocks like $PYPL, turning buyers into “bag holders.” 8
  • The cash open frequently sees futures fade. 14

📊 Macro & Sector Outlook

  • Policy remains accommodative, providing underlying support to stocks despite the Fed’s “pause.” Growth is accelerating, inflation is steady, and the Taylor rule spread to Fed funds sits at 2%, exceeding the 1.5% long-term average. 2
  • $SPY hit a premarket All-Time High; speculation points to $700 on deck. 7
  • Top software revenue growth estimates for 2026 include: $PLTR (61%), $APP (36%), $ZETA (34%), $NET (27%), $SNOW (24%), $FIG (24%), $DUOL (23%), $RBRK (23%), $ZS (23%), $CRWD (22%), $KVYO (22%), $MNDY (21%), $IOT (21%), $GTLB (20%), $NOW (20%), $MDB (20%), $TEAM (20%), and $S (20%). 13

🎯 Company-Specific Insights & Speculation

  • Elon Musk potentially buying back $PYPL for ~$50B to integrate it as the default payment rail across his ventures is seen as a highly probable outcome, especially with the stock nearing its 2015 spin-off price. 4, 12
  • JPMorgan increased its $SoFi holdings by approximately 65,000,000 shares, upgrading to “Overweight” with a $31 target price (potential 40% upside from $22). Rationale: the post-earnings dip is an ideal entry, Q4 hit record highs with strong FY26 guidance, user/deposit growth continues, and $40 billion loan scale drives profit. 10
  • $PLTR secured $1.6 billion in new committed contracts (RPO) within 90 days, reinforcing its position as a key platform for future demands. 11

🚀 Technology Adoption & Industry Shifts

  • Increased FSD adoption is expected as technology matures and robotaxi services gain wider traction and publicity. 6
  • United Airlines has equipped over 300 aircraft with free, high-speed Starlink WiFi, with over half its 800+ fleet expected to be equipped by year-end. Over 7 million passengers have experienced it on 129,000 flights. Flights without free WiFi will be obsolete within 1 year. 9